Budgeting & Expense Software Reviews and Downloads

Easy Money

This program gives you a quick means to record where all your money comes from and where it goes. Records are organized according to user-defined categories and can be further classified by two user-defined fields and separate data folders. You can find records by searching for words or categories within a specified date range. The program includes a macro utility to automate recurring expenses and income. Fiscal year start and stop dates are user-defined. It handles any nation's currency and date formatting. Reports can be tailored to include all records or only ones meeting specified criteria. All reports have a summary section showing the sub-totals for each category, the percentage of the grand total, and the grand total. There is also a simple bar graph in the summary section. You can also export the data for use in your favorite spreadsheet application.

Budget Calendar

This budget and payment planning program shows all your transactions on a calendar. Each payment can have a unique icon. You can move a transaction to a different day to fit your needs. See where you are going to spend money in the future. Adjust the budget balance to match your actual balance.

Checkbook

This software is an electronic checkbook register. You enter transactions into Checkbook just as you would on your paper version. But instead of pulling out your calculator each month and struggling with the chore of balancing your checkbook, mark off the items in Checkbook that are shown on your monthly statement and Checkbook will calculate it for you.

APSW Watt-U-Use

Based on your input this program can show you the costs of running a variety of household appliances. It calculates by wattage, voltage or amperage, and shows a comparison between the least and most expensive appliance.

Accounts & Budget

This program gives you the tools to manage your budget and bank accounts. Manage your expenses, income and transfers by category. You can make summaries of transactions, plan your budget and display differences.

APSW Budget Planner

This program allows you to calculate your budget by weekly, fortnightly, monthly, quarterly or yearly definitions. It allows you to create graphs to chart your progress and reports that you can generate online or with the print options.

Budget Manager

This program helps you manage your finances. It provides a method of organizing and tracking financial activity. You can use it to print checks and balance your checkbook.

EasyMoney

Manage your finances with EasyMoney. With this program you can balance your checkbook, keep track of your credit cards, manage your bills and recurring deposits, and generate account summaries.

SmartMedium FINANCE

Analyze your income, expenses and budgets with SmartMedium FINANCE. You can add transactions manually or automatically import transaction files from online banks. When you have filled in all the transactions you can edit, sort, search and categorize them. You can make as many categories as you. With clear bar charts and trend lines you can see how your cash flows. You can see where your money comes from and goes to and whether you stay within your budget. With an interactive pie chart you can see how much money you have spent under each heading. You can also see how categories, like fixed costs, are built up. Manage unlimited account numbers and protected your files with encryption and passwords. The program imports CSV files (comma-separated values) and exports detailed reports in HTML, CSV or XML format.

Budget Advisor

Create and track a monthly budget with Budget Advisor. You can use existing budget categories and items, or you can create your own. Detailed reports and a graphical breakdown of your budget are provided allowing you to see whether you are budgeting effectively.

Financial Advisor

Analyze and calculate mortgages, investments, retirement, annuities and monthly budgets. The software also helps you plan for educational savings, and it can even help you pick lottery numbers.

Finance Explorer

Import your transactions from almost any bank - supports OFX, QIF and OFC formats. Finance Explorer includes handles and unlimited number of accounts including checking, saving, investment, cash, credit card and loan. A monthly view of transactions as well as a net worth view is provided. Download stock quotes from the Web. It also supports printing and exporting.

GO-BUDGET

Follow your financial status, and get a view of all your incomes and expenses by means of over 600 reports and graphs. Multilanguage support included. Track your spending habits and incomes. Compare months or years for all categories.

Abassis Finance Manager

Manage your budget and finances using XML to store data, any other XML supporting applications.

Cash Gauge

This software helps controllers forecast cash flow more precisely and quickly. It imports current receivables and payables from any accounting system and projects payment dates by day, week or month using average days to pay or due date. Then you can drag and drop payments on Cash Gauge's forecast screen by invoice, customer/vendor or category to get a real-world forecast. When finished with all your adjustments to Cash Gauge's projections, save that forecast and export it to an Excel spreadsheet for internal presentation purposes.

SetupABudget Debt Elimination Software

Just enter all of your debt information, and this program will provide you with a plan to become debt-free.

Big E-Z Monthly Bookkeeping

After collecting the money and paying the bills record all those details in this bookkeeping software. It tracks and categorizes monthly income and expenses, reconciles the checkbook, determines profits and helps you to stay organized for tax time.

QwikChek Moneybook

This program helps you keep your checkbook information. Enter transactions in any order. The program will automatically collate the data. All information will port to an Excel spread sheet for transfer to other financial programs like Quicken. See all your accounts in a graphical layout. Print out checks in three sizes, and printout any account summaries or graphs.

The Wright Money Manager

This program allows you to balance your checking, savings, credit card and loan accounts from a single location.

Debt Analyzer

This program helps eliminate debt by creating a professional debt reduction plan applying the same techniques used by banks and credit counselors. It applies the debt rollover method to eliminate debt. Enter your debt information balances, minimum and current payments, and interest rates. Select which debts to pay off first or choose a predefined option such as highest interest rate first or smallest debt first. The program generates a payoff plan.

Debtonation

Just provide the basic information about how much you owe, and this calculates a payoff schedule to get you out of debt as quickly as possible. This program lets you work with multiple balances per debt. It supports introductory rates, annual fees and deferred interest. You can adjust the minimum payments and payoff interval.

Budget Lite

Balance your checkbook and plan for future expenses with this software. Not only can you keep track of over 150 categories, but you can also make deposits, write checks, transfer funds and record income.

ABCAccountsBudgetsCashflows

This program allows you to set all your normal income and expenditure budget items and will give you a running balance. Then you can add or delete items such as holidays, increase or reduce income or bills, or merge and close accounts and immediately see the effect. You can checking statements for errors, track tax items, multiple incomes, hobbies, bank accounts, credit cards, overdrafts or line of credit accounts. Businesses can import, convert and export financial files from sources including Internet banking, accounting systems, scanned items and spreadsheets.

Expense Traxx

Track and report expenses for hobbies, taxes, budgets and reimbursements.

Bill Catchem

No more blind telephone bill payments, only smaller phone bills. Very few companies, large or small, have the telecommunications auditing functionality you'll find in Bill Catchem. Large corporate telecom infrastructures and organizational complexities make it a daunting task to implement. Try to imagine what it would be like to audit an 18,000 page phone bill, with phone lines constantly being added, moved, disconnected, and changed (new line features added etc).

I Love My Car

This program helps you organize your vehicle maintenance and repair expenses, service history, fuel economy and any other payments.

Rapid Debt Reducer

This debt elimination calculator shows you how to eliminate your debt in the shortest amount of time possible, with proprietary debt stacking and first-payoff calculations. You can enter any additional money to be put toward your debts. The program also includes a scenario builder, a loan comparator and money saving tips.

BankTree Personal

This program allows you to import your bank statement from your online bank or other financial packages in CSV format. You can manually key in your payment and receipt details if you wish. Choose from existing payment descriptions, or add and amend your own, use predefined payment types or add new ones. Future transactions can be added such as direct debt details. You can manage multiple bank accounts allowing cross-account lookups for all your transactions. Pick from 8 reports, showing your financial situation.

Cashbook Complete

This software is an accounting program for small businesses. It includes a cashbook, bank receipts, budgets and a contact manager. It automatically uses the correct terminology and tax rates for most English-speaking countries.

Cost Xpert

This program integrates multiple models to provide accurate estimates. Detailed help is available to guide you through the process on every tabbed page. Wizards simplify data entry and help set the appropriate settings for environmental factors and constraints.

Credit Card Tracking

This allows you to track your credit card expenses. You can track multiple cards, associated bank information and purchase details. Total charged and available balances are automatically calculated as purchases are entered. You will be able to reconcile your monthly credit card statements with the purchases you've entered. Paid items can be exported to Microsoft Excel. Reconciled items are stored in a history file until you permanently delete them. You can also link directly to your credit card's Web site.

Cash Flow Forecaster

This program helps plan and financially manage a business enterprise. It plans the financial requirements in advance, supports requests for finance or additional overdraft facilities and loans for expansion, helps make capital budgeting decisions, and compares actual to budget and revises plans.

The B Word

This software is an efficient, flexible, total budget and cash-flow solution focused on revealing your average expense over time, helping you budget long-term. It uses two checking accounts to absorb variability in income.

AA Allocation Manage

This program helps you manage group expenditures.

IngenMoney Pro

This home budget tool includes a rolling calendar and an automatic income distribution calculator.

General Ledger III

This software is a general ledger program that allows you to perform double-entry bookkeeping. It includes registers for checks, petty cash, company credit cards and sales. Each voucher you enter is a debit or series of debits plus a balancing credit or series of credits.

Check2Check Budget

This program lets you plan future spending, and it will show you if you'll be able to meet all of your financial obligations. You can use it to determine if you are over budget for any given month. "What-if" scenarios allow you to see if your financial planning will get you where you need to be. A quick-save feature lets you put money aside for future expenses, and the credit card tracking system displays graphs and tables of your credit card debt.

Future Value of Savings Calculator

This comprehensive future values calculator displays results on a spreadsheet-like grid as you enter or update financial variables. Enter a beginning balance, regular payment amount, start and end dates, annuity type, interest rate, payment frequency and compounding frequency. All results are automatically updated as you change the values in the white edit boxes or click on the radio buttons. It offers integrated help, provides automatic hints, and is large and small-font compliant.

ExpenseIT

This allows people in your household to shop and pay bills together, without having to remember who owes what. Just save receipts, ticket stubs or some other record of each transaction. Then enter receipts into the program to divide the expenses between people.